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Compare Johnson Controls International PLC (JCI) vs Upstart Holdings Inc (UPST) Price & Performance

Johnson Controls International PLCTrade
Upstart Holdings IncTrade

Price performance (Past 24H)

Key statistics

Johnson Controls International PLC vs Upstart Holdings Inc — how do they compare? Johnson Controls International PLC trades at $155.05 (market cap $93.74B), while Upstart Holdings Inc trades at $29.12 (market cap $2.91B). The key difference: Johnson Controls International PLC is far larger — about 32.2× Upstart Holdings Inc's market cap, and Johnson Controls International PLC pays a 1.03% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.

JCIUPST
Market Cap
$93.74B$2.91B
Sector
IndustrialsFinancials
52-Week High
$154.76$73.76
52-Week Low
$103.52$24.22
Enterprise Value
$102.58B
Dividend Yield
1.03%

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Johnson Controls International PLC

JCI trades at $153.59, up 1.92% on the day, with a bullish technical outlook and strong institutional support. Recent Q3 2026 earnings beat expectations with $1.42 EPS versus $1.30 expected, driven by double-digit organic growth in data-center thermal systems. The company raised FY26 guidance, reflecting robust demand and operational momentum. Valuation ratios remain elevated, with a P/E of 43.59 and P/S of 3.82, indicating premium pricing relative to historical norms.

The outlook is positive, supported by earnings momentum and AI-driven demand for cooling solutions, but risks include high valuation sensitivity and debt levels. Analyst consensus price target is $168.25, suggesting ~9.5% upside, with no sell ratings among 45 analysts. Investors should monitor execution on guidance and macroeconomic impacts on construction and HVAC markets.

Upstart Holdings Inc

Upstart trades at $29.23, down 3.24% today, with a bearish technical signal despite recent Q2 2026 earnings beat showing 42% revenue growth and return to GAAP profitability. The stock faces valuation compression concerns with a P/E of 57.48, while analyst consensus remains divided with a $47.20 price target suggesting significant upside potential from current levels.

The outlook balances strong AI-driven loan origination growth against persistent earnings misses and negative cash flow from operations. Key risks include high short interest at 27% and sensitivity to interest rate environment, though institutional sentiment appears cautiously optimistic given the 45% buy rating distribution.

Returns comparison

Trailing returns across standard periods

About Johnson Controls International PLC

Johnson Controls manufactures, installs, and services HVAC systems, building management systems and controls, industrial refrigeration systems, and fire and security solutions. Commercial HVAC accounts for about 40% of sales, fire and security also represents 40% of sales, and residential HVAC, industrial refrigeration, and other solutions account for the remaining 20% of revenue. In fiscal 2021, Johnson Controls generated over $23.5 billion in revenue.

Read more on JCI

About Upstart Holdings Inc

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.

Read more on UPST