ING Groep NV vs Paychex, Inc. — how do they compare? ING Groep NV trades at $32.22 (market cap $92.65B), while Paychex, Inc. trades at $115.19 (market cap $40.98B). The key difference: ING Groep NV is far larger — about 2.3× Paychex, Inc.'s market cap, and Paychex, Inc. pays the higher dividend (4.13%). Which is the better fit depends on your goals.
| ING | PAYX | |
|---|---|---|
Market Cap | $92.65B | $40.98B |
Sector | Financials | Industrials |
52-Week High | $33.31 | $147.99 |
52-Week Low | $22.71 | $85.57 |
Dividend Yield | 3.93% | 4.13% |
Enterprise Value | — | $44.47B |
Signals from Pluang's Aura AI — not financial advice
ING trades at $33.11, up 2.41% today, with a bullish technical signal from moving averages. The company reported Q1 2026 EPS of $0.63, beating expectations, and maintains a net income margin of 27.84%. Analyst consensus is strongly positive with 62.5% buy ratings. Recent news highlights strategic moves like a 40% stake acquisition in Spain's Singular Bank and a new subscription banking model to diversify revenue.
The outlook for ING is favorable, supported by consistent earnings beats and strategic initiatives. Key risks include volatile cash flows, with negative operating cash flow in 2024, and exposure to European banking sector challenges. The stock presents a value opportunity with a P/E of 12.91, but investors should monitor execution of new growth strategies.
No Aura AI signal available yet.
Trailing returns across standard periods
The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions ING build up a global footprint. The 2008 financial crisis forced ING to seek government support--a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market- leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
Read more on ING →Paychex is a leading provider of payroll, human capital management, and insurance solutions servicing small and midsize clients primarily in the United States. The company, established in 1979, services over 730,000 clients and pays over 1 in 12 U.S. private-sector workers. Alongside its traditional payroll services, Paychex offers HCM solutions such as benefits administration and time and attendance software, as well as human resources outsourcing and insurance agency services.
Read more on PAYX →