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Compare HSBC Holdings plc (HSBC) vs SoFi Technologies Inc (SOFI) Price & Performance

HSBC Holdings plcTrade
SoFi Technologies IncTrade

Price performance (Past 24H)

Key statistics

HSBC Holdings plc vs SoFi Technologies Inc — how do they compare? HSBC Holdings plc trades at $101.41 (market cap $335.21B), while SoFi Technologies Inc trades at $17.31 (market cap $21.82B). The key difference: HSBC Holdings plc is far larger — about 15.4× SoFi Technologies Inc's market cap, and HSBC Holdings plc pays a 3.79% dividend while SoFi Technologies Inc pays none. Which is the better fit depends on your goals.

HSBCSOFI
Market Cap
$335.21B$21.82B
Sector
TechnologyFinancials
52-Week High
$100.61$32.21
52-Week Low
$61.30$15.15
Dividend Yield
3.79%

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

HSBC Holdings plc

HSBC trades at $99.01, down 1.59% today but near its 52-week high of $99.47. The stock shows strong technical momentum with bullish moving averages, though oscillators suggest potential overbought conditions. Fundamentally, the bank maintains robust profitability with 30.81% net income margin and 10.89% ROE, supported by recent earnings beats and a $0.50 dividend declaration. Recent news highlights strategic moves including AI partnerships and business portfolio optimization.

HSBC presents a mixed outlook with solid fundamentals and strategic initiatives balanced against valuation concerns and regional risks. The bank's focus on AI integration and market exits could drive efficiency, but regulatory challenges and economic uncertainty pose headwinds. Analyst consensus leans cautious with 38% buy ratings, suggesting selective opportunity for long-term investors despite near-term overbought signals.

SoFi Technologies Inc

SOFI Technologies trades at $17.07, down 1.22% with a bearish technical signal. The company shows strong revenue growth, reaching $3.61B in 2025 with consistent earnings beats, though net income declined to $481M. Analyst consensus is mixed with a $22.43 price target, while recent news highlights upcoming Q2 earnings and takeover speculation.

SOFI presents growth potential with 30% revenue guidance and digital platform expansion, but faces risks from negative operating cash flow and competitive pressures. The stock's current valuation at 38.4 P/E requires continued execution to justify upside from current levels.

Returns comparison

Trailing returns across standard periods

Top news

Latest headlines on both assets

About HSBC Holdings plc

HSBC is one of the world's largest banking and financial services organizations. It serves customers worldwide through four global businesses: Retail, Commercial, Global Banking, and Private Banking.

Read more on HSBC

About SoFi Technologies Inc

SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.

Read more on SOFI