General Motors Company vs SoFi Technologies Inc — how do they compare? General Motors Company trades at $76.82 (market cap $70.01B), while SoFi Technologies Inc trades at $17.5 (market cap $22.92B). The key difference: General Motors Company is far larger — about 3.1× SoFi Technologies Inc's market cap, and General Motors Company pays a 0.93% dividend while SoFi Technologies Inc pays none. Which is the better fit depends on your goals.
| GM | SOFI | |
|---|---|---|
Market Cap | $70.01B | $22.92B |
Sector | Consumer Cyclical | Financials |
52-Week High | $86.38 | $32.21 |
52-Week Low | $48.89 | $15.15 |
Enterprise Value | $173.34B | — |
Dividend Yield | 0.93% | — |
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SOFI stock trades at $17.60, down 5.12% on the day, reflecting recent market pressures. The technical outlook is neutral with mixed signals, while fundamentals show robust revenue growth to $3.61 billion in 2025 and consistent earnings beats. Analyst sentiment is divided with a consensus price target of $22.43, but the stock faces headwinds from negative operating cash flow and high valuation multiples.
The investment case hinges on SOFI's ability to sustain top-line expansion and improve cash flow generation. Near-term catalysts include Q2 2026 earnings on July 29, where management guides for 30% revenue growth. Key risks involve persistent cash burn, competitive intensity in fintech, and sensitivity to interest rate changes. The stock offers upside to consensus targets if execution remains strong.
Trailing returns across standard periods
Latest headlines on both assets
General Motors Co. emerged from the bankruptcy of General Motors Corp. (old GM) in July 2009. GM has eight brands and operates under four segments: GM North America, GM International, Cruise, and GM Financial. The United States now has four brands instead of eight under old GM. The company lost its U.S. market share leader crown in 2021 with share down 280 basis points to 14.6%, but we expect GM to reclaim the top spot in 2022 as 2021 suffered from the chip shortage. GM Financial became the company's captive finance arm in October 2010 via the purchase of AmeriCredit.
Read more on GM →SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.
Read more on SOFI →