Flagstar Bank NA vs Raymond James Financial, Inc. — how do they compare? Flagstar Bank NA trades at $15.33 (market cap $6.26B), while Raymond James Financial, Inc. trades at $170.33 (market cap $33.19B). The key difference: Raymond James Financial, Inc. is far larger — about 5.3× Flagstar Bank NA's market cap, and Raymond James Financial, Inc. pays the higher dividend (1.27%). Which is the better fit depends on your goals.
| FLG | RJF | |
|---|---|---|
Market Cap | $6.26B | $33.19B |
Sector | Financials | Financials |
52-Week High | $15.28 | $176.43 |
52-Week Low | $10.72 | $140.89 |
Dividend Yield | 0.27% | 1.27% |
Signals from Pluang's Aura AI — not financial advice
Flagstar Bank (FLG) trades at $15.36, up 2.67% today, with a bullish technical signal from moving averages. The stock shows improving fundamentals, with two consecutive quarterly EPS beats and a positive Q1 2026 net income. The company is executing a turnaround, highlighted by a proprietary technology transformation and a credit rating upgrade. The price trades below the consensus target of $17.05, with a price-to-book ratio of 0.82 suggesting potential undervaluation.
The outlook is cautiously optimistic, supported by analyst consensus and recent profitability. Key opportunities include continued operational improvement and capital returns. Risks involve the ongoing turnaround execution, net negative cash flow, and sensitivity to interest rates. The stock presents a value proposition if the bank sustains its recovery trajectory.
Raymond James Financial (RJF) trades at $169.26, up 1.09% today, with a bullish technical outlook and consistent earnings beats in recent quarters. The stock shows strong revenue growth, reaching $13.84B in 2025, and maintains a net income margin of 14.83%. Analyst consensus is positive with a $176.83 price target, though cost pressures remain a concern amid record financial performance.
RJF presents a compelling investment case with solid fundamentals and upward momentum, but risks include expense growth and market volatility. The stock's valuation at a P/E of 16.08 offers room for appreciation if earnings growth persists, supported by institutional bullishness and strategic expansions.
Trailing returns across standard periods
Latest headlines on both assets
Flagstar Bank is a prominent US financial institution and a subsidiary of New York Community Bancorp. It provides commercial banking, mortgage services, and diverse personal finance products.
Read more on FLG →Raymond James Financial is a financial holding company whose major operations include wealth management, investment banking, asset management, and commercial banking. The company has more than 14,000 employees and supports more than 5,000 independent contractor financial advisors across the United States, Canada, and the United Kingdom. Approximately 90% of the company's revenue is from the U.S. and 70% is from the company's wealth-management segment.
Read more on RJF →