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XRPL may soon allow wallets without XRP deposits, easing stablecoin use and payments.

28 Oct 2026, 18:45 WIB
Coinpaper
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Bullish
XRPL may soon allow wallets without XRP deposits, easing stablecoin use and payments.

XRPL developers have proposed a new transaction called SponsoredAccountCreate that would let users open blockchain wallets without needing to deposit XRP, shifting the XRP reserve requirement to sponsoring accounts. This change could simplify onboarding for stablecoins like Ripple's RLUSD and support AI-driven payments by removing the need for users to hold XRP. However, the proposal still requires approval from a supermajority of validators before activation on the mainnet, and current support remains limited. If approved, this could reduce barriers for millions of users interacting with XRPL-based stablecoins and payment platforms.

XRP trades at Rp23.834 on Pluang as of Oct 28, 2026 22:52 WIB, showing a slight 0.25% decline in the last day. The market cap stands at Rp1.510,75 trillion with a 24-hour volume of Rp32,47 trillion. Pluang users currently favor selling XRP with 65% of order activity, while typical holding time is 72 days.

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