The XRP Ledger currently has ten amendments pending, but its native lending system remains short of the validator support needed for activation, missing by ten votes. This lending upgrade would enable institutions to originate fixed-term loans using pooled assets on the ledger, but key components like SingleAssetVault and LendingProtocol have not yet secured the required supermajority. Other institutional features such as privacy protections and sponsored wallets also lack sufficient validator approval. Meanwhile, a technical cleanup amendment is progressing toward activation, expected around November 4 if support holds. This situation highlights the gap between XRPL's ambitious development plans and the features actually available on the live network.
The XRP Ledger's current status on amendments provides context for readers. For those following major cryptocurrencies on Pluang, 26 out of 50 rose while 23 fell as of Oct 29, 2026 21:22 WIB. Notable movers include CRV at Rp5.960 with a 1-day change of -2.92%, AXS at Rp16.872 down 2.91%, and THETA at Rp3.151 down 2.72%.
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