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XRP is not ISO 20022 compliant; the standard governs payment messages, not coins or tokens.

Market News
28 Oct 2026, 03:33 WIB
CryptoTicker
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Neutral
XRP is not ISO 20022 compliant; the standard governs payment messages, not coins or tokens.

XRP cannot be ISO 20022 compliant because the standard only defines the format of payment messages between banks, not the means of payment like coins or tokens. The migration to ISO 20022 for cross-border payments via Swift was completed in November 2025, with a postponed deadline for structured address fields now without a fixed date. Ripple, the company behind XRP, is a member of the ISO 20022 standards body but this membership does not certify XRP itself. Investors should focus on actual demand and market factors rather than unverified claims of compliance or upcoming deadlines that no longer exist.

XRP is trading at Rp24.094 on Pluang as of Oct 28, 2026 07:51 WIB, showing a 1.78% increase in the last day. The coin's market cap stands at Rp1.524,52 trillion, indicating significant investor interest despite debates over its ISO 20022 compliance. Pluang data also shows a 65% sell order activity, reflecting cautious sentiment among traders.

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