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Ripple CEO says XRP isn't always best for payments; stablecoins can be better for some cases.

Market News
25 Sep 2026
Crypto news
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Neutral
Ripple CEO says XRP isn't always best for payments; stablecoins can be better for some cases.

Ripple CEO Brad Garlinghouse clarified that XRP is not the best asset for every payment use case, highlighting that stablecoins like RLUSD, USDC, and USDT can sometimes solve customer payment problems more effectively. Ripple's payment platform supports multiple settlement options, including fiat, allowing flexibility based on business needs and jurisdictions. Garlinghouse emphasized utility over loyalty to a single token and noted that XRP remains a key bridge asset for fast, low-cost cross-border transactions, but stablecoins can be preferable depending on the transaction. This approach reflects Ripple's broader strategy to offer diverse payment solutions rather than relying solely on XRP.

XRP is trading at Rp28.333 with a notable 7.53% gain in the last day on Pluang as of Sep 25, 2026 18:43 WIB. Despite Ripple CEO Brad Garlinghouse acknowledging that stablecoins like RLUSD, USDC, and USDT may sometimes better address payment needs, XRP maintains a strong presence with a market cap of Rp1.750,17T and significant trading volume of Rp85,03T. This highlights XRP's continued importance as a bridge asset in Ripple's diverse payment ecosystem.

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