SoFi Technologies is rated a strong buy due to its impressive 42.5% year-over-year revenue growth and forecasts predicting 14–30% annual growth through 2030, reaching $7.8 billion in revenues. The company is improving operating leverage by reducing non-interest expenses relative to revenues, with net-product retention rising to 115.4% in Q1 and margins expected to hit 20% by 2030. While risks include exposure to unsecured personal loans and rising interest rates, SoFi's large base of under-monetized members presents significant future growth potential.
SoFi Technologies has declined about 30% year-to-date after two disappointing earnings reports in 2026, underperforming both the fintech sector and the broader market. Investors are looking to the Q2 earnings announcement on July 29 for signs of reco...
With the Federal Reserve expected to keep interest rates steady, high-yield savings accounts are offering attractive returns up to 4.50% APY in mid-2026. Online banks continue to compete aggressively, keeping rates well above the national average of ...
In 2026, high-yield savings accounts (HYSAs) are offering attractive interest rates up to 4.50% APY, far above the national average of around 0.38%. Despite recent Federal Reserve rate cuts and holds, many online banks maintain competitive rates to a...
Three high-yield savings accounts—SoFi, Synchrony Bank, and Barclays—stand out for offering strong APYs without minimum balance requirements. SoFi offers up to 3.80% APY with perks like early paycheck access and bonuses up to $400, ideal for those wi...
