Investment
Features
FeesSafety
Academy
More
Pluang+

Top 3 no-minimum high-yield savings accounts offer APYs up to 3.80% with perks and bonuses.

Others
11 Jul 2026
Fool - Investing News
View Source
Bullish
pluang ai news

Three high-yield savings accounts—SoFi, Synchrony Bank, and Barclays—stand out for offering strong APYs without minimum balance requirements. SoFi offers up to 3.80% APY with perks like early paycheck access and bonuses up to $400, ideal for those with direct deposit. Synchrony Bank provides a flat 3.30% APY with no direct deposit needed and ATM access, suitable for simple savings. Barclays offers a tiered APY up to 3.65% for large balances and a $200 bonus but lacks ATM access. These accounts are good options for building emergency funds without fees or balance minimums.

More News (SOFI)

banner-footerbanner-footer

Invest & Trade with
#1 Award-Winning Investment Super App