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SoFi posts first $1B quarter, grows revenue 37%, adds 1M members, but stock down 50% since Nov highs

Company Fundamentals
15 Apr 2026
Seeking Alpha
View Source
Bullish
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SoFi Technologies reported its first-ever billion-dollar quarter with 37% year-over-year revenue growth and a record addition of 1 million members in Q4 2026. Despite these strong fundamentals, the stock price has fallen 50% from its November highs, partly due to a short report in March. CEO Anthony Noto showed confidence by buying nearly 29,000 shares at $17.32 each. The company’s 2026 guidance projects 30% revenue growth to $4.655 billion, $1.6 billion adjusted EBITDA, and $0.60 adjusted EPS, signaling improved profitability that analysts believe is undervalued by the market. With 13.7 million members and $37.4 billion in deposits, SoFi is transitioning from a startup to a stable financial institution, with Wall Street seeing significant upside potential from current stock levels.

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