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SoFi projects strong 2025 growth with revenue rising to $3.6B and member count hitting 13.7M, upgrading to Buy.

Company Fundamentals
27 Mar 2026
Seeking Alpha
View Source
Bullish
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SoFi reported strong full-year 2025 results, with net revenue growing from $2.7 billion in 2024 to $3.6 billion in 2025 and member count increasing from 10.1 million to 13.7 million. The company expects continued robust growth in its financial services segment and aims for a 30% compound annual growth rate in net revenue and 38–42% EPS growth through 2028. Management targets $1.5 billion in near-term earnings and $3 billion longer term. Despite risks from unsecured loans, SoFi's innovation and diversified fee-based revenue streams support a positive outlook and an upgraded Buy rating with a long-term price target of $45 per share.

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