David Schwartz, former CTO of Ripple, highlighted in a recent interview that the XRP Ledger may be better suited than Ethereum or Solana for certain banking and payment applications due to its speed, low transaction costs, and growing institutional adoption. XRP Ledger transactions complete in three to five seconds, making it attractive for payment settlements and decentralized finance. Schwartz emphasized the network's potential for cross-border transfers and international payments, while acknowledging the strengths of Ethereum and Solana. He also noted that wider adoption depends on integrating the XRP Ledger with everyday financial services and existing payment systems.
As of Oct 26, 2026 23:41 WIB, XRP trades at Rp23.234 on Pluang, showing a 0.89% decline in the past day. The token's market cap stands at Rp1.495,99 trillion with a 24-hour trading volume of Rp29,65 trillion. Buy orders dominate at 82%, and typical holding time is 72 days, highlighting steady investor interest despite the slight price dip.
Bitcoin traded at $80,222, down 0.24% over 24 hours, while the total cryptocurrency market capitalization dropped 2.83% to $2.7 trillion. Bitcoin holds 59.5% of the market value, with Ether at 10.5%. Other major coins like XRP, BNB, Solana, and Dogec...
Ripple has introduced 24/7 Returns and new AI automation tools for its Ripple Treasury platform, enabling eligible corporate customers to earn returns on qualifying digital assets like RLUSD held in Ripple wallets. The platform offers flexible automa...
Ripple's stablecoin RLUSD surged to $199.4 million in weekly trading volume on decentralized exchanges, outpacing its nearest competitor USDG by more than double. This growth is driven by institutional interest in RLUSD's NYDFS-regulated compliance a...
XRP is facing selling pressure as the number of large whale wallets holding 10-100 million XRP decreased from 351 to 339, while exchange balances rose by about 47 million XRP, worth roughly $61 million. The price traded near $1.29 but risks falling b...
XRP withdrawals on crypto exchanges, especially Binance, have increased to levels near those seen in August, indicating more tokens are moving off exchanges. However, large holders are active in both depositing and withdrawing XRP, making it unclear ...
