PayPal remains a strong buy despite challenges, with long-term growth and undervaluation potential.

PayPal Holdings faces pressures such as slowing branded checkout growth, margin compression, and competition but continues to generate strong free cash flow and maintain a competitive advantage. Growth areas like Venmo, Buy Now Pay Later, and share buybacks support earnings even as revenue growth slows. Valued at 10.9 times earnings and 8.1 times free cash flow, PayPal appears undervalued, justifying a bullish outlook with a target valuation near $100.

PayPal (PYPL) trades at USD 60.67 on Pluang, up 4.23% as of Nov 04, 2026 22:42 WIB, showing notable short-term strength despite the article's concerns about slowing growth and margin pressures. The stock's market cap stands at $48.35 billion with a 52-week range between $39.08 and $68.06. Interestingly, 97% of Pluang order activity is selling, indicating cautious investor sentiment even as the price rises.