Nu Holdings shares drop below $20, offering a strong buy opportunity amid solid fintech growth.

Nu Holdings, the parent of Nubank, is trading around $13.16, down 30% from its highs but showing strong fundamentals with over 135 million customers and its first $5 billion revenue quarter. Despite a recent market pullback due to rising credit losses and non-performing loans, the company reports 41% net income growth and a 30.1% return on equity. Analysts remain optimistic with an average price target of $19.43, highlighting growth potential in Brazil, Mexico, and upcoming U.S. expansion. Investors should consider credit risks and currency exposure but see the current price as a compelling entry point for emerging-market fintech exposure.