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XRP Ledger evolves with $2.4B Ripple USD, programmable FXRP, and native lending protocol expansion

Protocol Fundamentals
26 Sep 2026
Coinpaper
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Bullish
XRP Ledger evolves with $2.4B Ripple USD, programmable FXRP, and native lending protocol expansion

The XRP Ledger is shifting from just fast payments to a broader financial platform with stablecoin Ripple USD (RLUSD) reaching $2.4 billion in circulation, Flare's FXRP token enabling programmable XRP in DeFi, and the introduction of a native lending protocol. RLUSD offers a stable dollar value token for payments and credit markets, while FXRP allows XRP to be used in decentralized finance without moving XRP off the ledger. The new lending protocol aims to bring credit markets directly onto the XRP Ledger, though it still awaits full governance approval. Together, these developments signal XRP Ledger's evolution into a more versatile capital market infrastructure.

XRP trades at Rp27,577 on Pluang as of Sep 26, 2026, 16:21 WIB, down 0.53% in one day. The market cap stands at Rp1.748,79 trillion with a 24-hour volume of Rp121,48 trillion. Buyers dominate Pluang order activity at 80%, reflecting steady interest in XRP amid its expanding use cases on the XRP Ledger.

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