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Visa-Mastercard's new stablecoin confirms XRP Ledger was 15 years ahead in blockchain design.

Market News
01 Jul 2026
UToday
View Source
Bullish
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A former Ripple engineer highlighted that the new Open USD stablecoin consortium by Visa, Mastercard, and others mirrors the XRP Ledger's architecture from 2012. This validates the XRP Ledger's early design, which anticipated banks issuing their own stablecoins with interoperability via a built-in decentralized exchange. The launch of Open USD shows major financial players adopting a model XRP pioneered 15 years ago, confirming the network's forward-thinking approach to digital currencies and token issuance.

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