In 2026, XRP is not replacing SWIFT as once promised by its community. SWIFT, a messaging network used by over 11,000 institutions, has modernized by adopting the ISO 20022 standard and building its own blockchain ledger that excludes XRP, focusing on tokenized bank deposits for settlement. However, XRP is integrated into SWIFT through an optional side channel via the payments firm Thunes, allowing banks to use XRP as a bridge asset but not mandating its use. Ripple has also diversified by promoting its RLUSD stablecoin, signaling a shift from replacing SWIFT to complementing it. The current landscape is fragmented and interoperable, with XRP serving as one of several optional liquidity options rather than the dominant settlement rail.
Ripple has over 300 institutional partners, but about 60% use only its messaging and payment software without involving the XRP token. Only around 40% use On-Demand Liquidity (ODL), which requires XRP, and even then, banks rarely hold XRP directly as...
XRP's daily active addresses surged by about 72% from mid to late June, indicating increased network activity despite its price hovering near the $1 support level. This rise in on-chain activity, combined with institutional interest, suggests a possi...
Crypto analyst Egrag Crypto suggests XRP could be poised for a major long-term rally up to $27, even if it faces one last corrective drop. The key question is whether XRP has completed its macro bottom or if a final correction is still ahead, with su...
Ripple CEO Brad Garlinghouse revealed that Ripple's ecosystem now handles about $16 trillion in annual financial flows, highlighting a major opportunity for XRP in institutional payments. Despite cryptocurrencies currently representing a negligible s...
Powerledger (POWR) surged nearly 17% on Upbit, driven by a spike in retail demand reflected in the exchange's Fear & Greed index hitting 97, an 'extreme greed' level. The token traded between 77.5 and 98.0 won with high volume, indicating aggressive ...
