Ripple has proposed the XRPL Lending Protocol to create a standardized framework for institutional credit using tokenized assets on the XRP Ledger. The protocol separates credit approval decisions, which remain off-chain, from loan servicing and repayment tracking, which occur on-chain. This approach aims to enable institutions to use digital assets as working capital across markets like treasuries, stablecoins, and private credit. The proposal, detailed in amendments XLS-65 and XLS-66, awaits approval from network validators before moving forward, with potential applications including liquidity management and structured credit products.
Ripple is expanding its regulatory compliance worldwide to prepare XRP for broader institutional adoption ahead of the US CLARITY Act, a bill that could change digital asset rules. Ripple has secured approvals in key markets like Europe, Japan, and t...
Institutional investors have decreased their exposure to Bitcoin and Ethereum ETFs, signaling a shift in their cryptocurrency investment strategies. Despite this reduction, they continue to increase their investments in XRP and HYPE wrappers, which a...
XRP's price has fallen from a $3.66 peak in 2025 to around $1.04 in mid-2026, despite major catalysts like the SEC lawsuit resolution and ETF launches. Forecasts for XRP's year-end 2026 price vary widely, from below $1 to as high as $8, depending on ...
In the week ending June 26, Bitcoin ETFs experienced $1.79 billion in outflows, led by Blackrock's IBIT with $1.3 billion withdrawn, marking the third-largest weekly outflow on record. Ether ETFs also faced pressure with $273 million in net outflows,...
XRP's trading volume jumped 44% to $1.55 billion while its price held steady around $1.056, despite a recent downtrend. This volume increase coincides with Ripple securing preliminary regulatory approval to operate across 30 European Economic Area co...
