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Ripple launches tokenized private credit lending on XRP Ledger with RLUSD stablecoin

Protocol Fundamentals
20 Aug 2026
Blockonomi
View Source
Bullish
Ripple launches tokenized private credit lending on XRP Ledger with RLUSD stablecoin

Ripple is developing a new institutional lending system on the XRP Ledger to enter the tokenized private credit market, valued at over $10 billion. The system, built with Clearpool Finance and Cicada Partners, will offer loans in Ripple's regulated stablecoin RLUSD to real-world businesses, focusing on fintech and payment sectors. Lending transactions will run directly on XRPL using new protocol amendments, requiring XRP for transaction fees and wallet reserves, thus increasing XRP's utility. The system includes compliance features for institutional use, and its mainnet launch depends on validator approval through an amendment vote.

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