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XRP Ledger adds opt-in privacy for token balances and transfers, boosting institutional appeal.

Protocol Fundamentals
17 Aug 2026, 08:47 WIB
Crypto news
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Bullish
XRP Ledger adds opt-in privacy for token balances and transfers, boosting institutional appeal.

The XRP Ledger released version 3.3.0 featuring Confidential MPT, a privacy amendment that encrypts token balances and transfer amounts while keeping sender and receiver accounts visible. This opt-in feature targets institutional users by addressing privacy concerns without sacrificing transparency of transaction flows, differentiating it from full privacy coins like Monero or Zcash. Alongside privacy, the update includes sponsored fees and batch transactions, easing enterprise adoption by allowing third parties to pay fees and enabling atomic multi-account settlements. The amendment awaits activation via validator support and issuer adoption, with regulatory acceptance still uncertain, especially in Europe under MiCA rules. Its success depends on uptake by major token issuers and regulatory clarity, potentially transforming XRP Ledger's role in tokenized real-world assets worth over $530 million.

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