
Mastercard emphasizes the shift in B2B payments from a back-office task to a strategic, workflow-embedded process that reduces complexity and cost. Despite suppliers accepting multiple payment methods, late payments remain common, prompting a focus on orchestration—using the right payment method at the right time within business workflows. AI-driven dynamic routing and better data visibility are key to improving cash flow and reducing manual work. Mastercard aims to provide infrastructure and insights to help businesses optimize payment acceptance and address working capital challenges in real time.