Small businesses boost growth optimism, AI use, and skip banks for financing in 2026

In 2026, small businesses show strong growth confidence with 93% expecting growth and 32% significant growth, a record high. Cash flow is now their top concern, surpassing inflation. Over 76% bypass traditional banks for capital, favoring flexible financing options. AI adoption rises to 58%, with most users seeing positive impacts. These trends highlight small businesses' adaptability and focus on efficient growth strategies amid changing financial landscapes.