A recent snapshot from October 25, 2026, shows that holding 2,065 XRP places a wallet among the top 10% of funded accounts on the XRP Ledger. This low threshold reflects the large number of small accounts, partly due to a 2024 reserve reduction that made creating accounts cheaper. However, the snapshot counts accounts, not individual investors, so large holders may control multiple wallets or hold XRP in exchange addresses. This data highlights account balance distribution but does not fully reveal market supply or ownership concentration.
The XRP Ledger's top 10% of funded accounts now hold as few as 2,065 XRP, illustrating the distribution of account balances as of late October 2026. For readers following cryptocurrency markets, here is Pluang's market snapshot as of Oct 29, 2026 20:05 WIB: out of 50 major cryptocurrencies tradable on Pluang, 19 rose and 30 fell today. Notable movers include BCH (Bitcoin Cash) at Rp5.091.612 with a 1-day change of -5.42% and a typical hold time of 69 days, BAT (Basic Attention Token) at Rp2.531 with 0% sell and 100% buy order activity, and AXS (Axie Infinity) at Rp16.872 with 99% sell order activity.
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