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Fair Isaac remains a Buy at $840 despite competitive risks and a 26% price drop.

Analyst Insights
30 Sep 2026, 20:23 WIB
Seeking Alpha
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Neutral
Fair Isaac remains a Buy at $840 despite competitive risks and a 26% price drop.

Fair Isaac (FICO) is still rated as a Buy at $840, reflecting an improved risk/reward after its stock dropped 26%. The company shows strong operational results, with its FICO Platform's annual recurring revenue growing 62%, becoming the main driver of growth. However, competition from VantageScore, especially through Rocket Mortgage, threatens FICO's pricing power and volume in the mortgage segment. While valuation at around 16 times FY2027 earnings prices in significant risk, ongoing platform growth and stable Scores revenue support the Buy recommendation despite challenges from legacy software and distribution issues.

Fair Isaac's market context is provided here as of Oct 01, 2026 00:31 WIB. Among 150 priced Technology-sector US stocks tradable on Pluang, 90 rose and 58 fell today. Notable movers include MDB (Mongodb Inc) at USD 352.81 with a 1-day change of +4.63% and Pluang order activity showing 6% Sell / 94% Buy, EGHT (8x8 Inc) at USD 2.27 up 4.61% with 96% Sell / 4% Buy, and DBX (Dropbox Inc) at USD 34.20 up 4.59%.

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