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EU central banks urge replacing MiCA stablecoin bank deposit rules with liquidity-based requirements.

Market News
22 Sep 2026
Crypto news
View Source
Bearish
EU central banks urge replacing MiCA stablecoin bank deposit rules with liquidity-based requirements.

The European Central Bank and EU national central banks recommend changing MiCA's fixed 30% and 60% bank deposit reserve requirements for stablecoins to liquidity-based rules focused on asset maturity. They warn that current rules could cause stress transmission from stablecoin redemptions to commercial banks, risking financial instability. Tether's CEO previously criticized MiCA's deposit floors, citing risks of bank runs and systemic failures. The European Commission is reviewing MiCA regulations, with potential amendments expected to improve stablecoin reserve safety and market stability.

Tether USDT trades at Rp17.888 on Pluang as of Sep 22, 2026 23:53 WIB, showing a modest 0.53% increase in one day. The market cap stands at Rp3.267,18 trillion with a 24-hour trading volume of Rp1.726,06 trillion. On Pluang, the order activity leans 60% towards selling, while typical holders keep USDT for about 88 days.

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