Between January 2024 and September 2026, the number of XRP wallets in the top 10% increased from about 5 million to over 8 million, while the amount of XRP needed to qualify as 'rich' dropped significantly across all percentiles. This shift reflects a growing number of wallets rather than a loss of XRP by large holders, indicating broader participation in the XRP ledger. However, this change does not signal a buy or sell opportunity or increased decentralization, as the ledger counts all wallets equally regardless of type. The key question now is how these new wallets will engage with the network moving forward.
XRP’s rich list expansion coincides with a broad market rise among major cryptocurrencies on Pluang. For readers following cryptocurrency markets, here is Pluang's snapshot as of Sep 17, 2026 20:23 WIB: 46 of 50 major cryptocurrencies rose today. Notable movers include AVAX at Rp134.956 (+5.39%), LINK at Rp200.037 (+5.36%), and FIL at Rp14.363 (+5.08%).
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