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Block opens Cash App credit score to external lenders via Nova Credit for better consumer insights

Market News
01 Sep 2026, 22:33 WIB
PYMNTS
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Bullish
Block opens Cash App credit score to external lenders via Nova Credit for better consumer insights

Block is allowing external lenders to access its Cash App Score, a proprietary credit score based on cash flow and financial activity within the Cash App ecosystem. Partnering with Nova Credit, this score will be available through Nova Credit’s Cash Flow Intelligence Platform, enabling lenders to better assess creditworthiness in near real-time. This move helps lenders reach consumers often missed by traditional credit systems, offering a broader view of financial health beyond credit history. It aims to improve lending decisions for credit cards, auto loans, personal loans, and tenant screening without competing with Cash App’s own services.

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