Ripple announced plans to activate credit-related pilots by 2027 that use XRP tokens as collateral in lending-protocol liquidity pools to finance customer payments. This approach differs from XRP's usual role as a fast bridge asset, as collateralized XRP would be locked for the loan duration, potentially increasing XRP's use in financial applications. Ripple is developing the XRPL Lending Protocol to support this, aiming to integrate payments, credit, and lending more closely. Institutional credit markets on the XRP Ledger are already emerging, signaling growing demand for XRP beyond simple transactions.
Ripple's move to expand XRP's role into credit markets could influence its trading dynamics. On Pluang, XRP trades at Rp27.122 with a 1.21% gain as of Oct 05, 2026 17:13 WIB. The token shows strong buying interest, with 80% of order activity on Pluang being buy orders and a typical hold time of 71 days, indicating sustained investor engagement beyond short-term speculation.
Ripple is set to unlock 1 billion XRP tokens on November 1, which could increase selling pressure and cause XRP's price to decline. Historically, Ripple re-escrows most unlocked tokens, limiting the net supply entering the market, but some tokens rem...
Bitcoin fell to its lowest level in over a month, slipping below $80,000, as the U.S. rapidly evacuated personnel from Middle Eastern embassies and military bases due to heightened threats of Iranian attacks. Intelligence reports indicate Iran is adv...
On October 23, XRP recorded the highest funding rate among five major crypto perpetual futures markets at 0.0100% every eight hours, or 10.9% annualized, with a mark price of $1.29. Despite this, open interest declined by 3.33% to $401.6 million, ref...
Franklin Templeton issued about $150 million in tokenized money market fund shares on the XRP Ledger, nearly quadrupling its presence on the network within 48 hours. Despite this institutional adoption, XRP's price fell about 3% to $1.28, reflecting ...
David Schwartz, Ripple's former CTO, stated that the XRP Ledger (XRPL) is unlikely to achieve major success in financial applications as long as its native asset, XRP, lacks strong demand and value. He explained that XRP is essential for operating th...
