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Buying Bitcoin with a credit card in Germany can cost up to 9.94% due to dual fees from exchanges and banks.

Market News
04 Oct 2026, 18:24 WIB
CryptoTicker
View Source
Neutral
Buying Bitcoin with a credit card in Germany can cost up to 9.94% due to dual fees from exchanges and banks.

Buying Bitcoin with a credit card in Germany incurs two separate fees: a card surcharge from the trading venue (1.80% to 3.99%) and a quasi-cash fee from the card issuer, which can be as high as 3.5% plus a minimum charge of €5.95 and debit interest. This can make small purchases disproportionately expensive, with total fees reaching nearly 10% on €100 spent. SEPA transfers remain free and are a cheaper alternative. Buyers should check their card contracts for quasi-cash clauses and consider the tax implications and risks of irreversible crypto transactions.

Buying Bitcoin by credit card involves surcharges that can total nearly 10% on €100 spent, illustrating the cost complexity for crypto buyers. For readers following cryptocurrency markets, here is Pluang's market snapshot as of Oct 04, 2026 21:41 WIB: out of 50 major cryptocurrencies priced on Pluang, 31 rose and 18 fell today. Notable movers include EOS at Rp12.649 (+8.13%), SAND at Rp1.411 (+5.96%) with a 54% buy order activity, and MANA at Rp1.916 (+5.68%) with a 49% buy order activity and a typical hold time of 156 days.

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