At the Avalanche Summit 2026, Kevin Miao, CEO of Tare and former founder of BlockTower Credit, argued that moving consumer lending fully onchain can eliminate costly intermediaries like banks and servicers. By using blockchain-based tokenization to handle loan origination, servicing, and compliance via smart contracts, borrowers could see better economic outcomes with fewer fees. Tare is building lending infrastructure natively on the Avalanche blockchain to reshape the entire lending process rather than just tokenizing existing loans. This approach aims to improve capital efficiency and reduce costs for borrowers, challenging the industry to prove onchain lending delivers real benefits.
The Avalanche Summit featured Kevin Miao discussing tokenization's potential to transform consumer lending. For readers following major cryptocurrencies, here is Pluang's market snapshot as of Sep 19, 2026 03:22 WIB: 44 of 50 major cryptocurrencies rose today. ADA (Cardano) gained 10.15% to Rp3.950 with a typical hold time of 126 days, while ETC (Ethereum Classic) rose 9.54% to Rp143.863 with a 67-day hold time. In contrast, COTI fell 9.34% to Rp368, with a 121-day hold time and a higher sell order activity at 56%.
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