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Arf and Ripple to offer short-term working capital via Ripple USD on XRP Ledger for payment firms

Protocol Fundamentals
22 Oct 2026
Tokenpost
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Bullish
Arf and Ripple to offer short-term working capital via Ripple USD on XRP Ledger for payment firms

Arf and Ripple are collaborating to provide licensed payment companies with Ripple USD (RLUSD) on the XRP Ledger (XRPL), enabling firms to access short-term working capital while cross-border transfers settle. This service aims to fund payments during the interval between sending money and receiving settlement, with repayment typically due within one to five days, allowing Arf to reuse funds as payments clear. Arf handles about $10 billion in annual global settlement volume and plans to expand activity on XRPL's upcoming Single Asset Vault and Lending Protocol features, which will manage pooled capital and lending onchain. These features require validator approval, and no activation date has been announced yet.

Arf and Ripple's RLUSD funding for XRP Ledger payment firms is the subject, with Pluang market data providing context as of Oct 23, 2026 09:02 WIB. For readers following major cryptocurrencies on Pluang, 6 out of 50 rose while 43 fell today. Notable movers include CRV at Rp6.611 with a 1-day change of -8.37% and 91% sell activity, EOS at Rp12.649 with +8.13%, and ZIL at Rp37 with -6.07% and 78% buy activity.

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