David Schwartz, Ripple's CTO Emeritus, acknowledged a fundamental mistake in early blockchain design: assuming all USD stablecoins would share the same currency code 'USD'. This miscalculation led to fragmented stablecoin payments, confusing users with multiple tokens like USDT and USDC. Schwartz suggests reforming payment systems by separating global asset identifiers from user-defined trust settings, allowing users to decide which stablecoin they accept as 'real' USD. Until wallets improve to link issuers with currency codes flexibly, stablecoin payments will remain complex and inconvenient for mainstream users.
Tether USDT holds a market cap of Rp3.242,33 trillion on Pluang as of Sep 15, 2026 16:02 WIB, showing a modest 0.27% gain in the last day. Meanwhile, Ripple's XRP trades at Rp24.721 with a 1.11% increase and a market cap of Rp1.557,72 trillion. These figures highlight the significant presence of stablecoins and Ripple's token in the market, underscoring the relevance of discussions about stablecoin usability and payment system reforms.
On September 1, Ripple unlocked 1 billion XRP tokens worth about $1.38 billion, but 700 million XRP were immediately placed back into escrow, leaving only 300 million outside escrow. This prevented a large increase in circulating supply and helped ke...
XRP exchange-traded funds (ETFs) have continued to attract significant inflows, adding $5.1 million recently and extending a strong accumulation trend, while Bitcoin ETFs have seen withdrawals totaling $282.6 million over three days. This growing ins...
Clearpool Finance reports rising institutional lending activity on the XRP Ledger, especially through RLUSD-denominated loans in partnership with Cicada Partners. This marks RLUSD's expanding role beyond payments to include credit and settlement func...
Ripple CEO Brad Garlinghouse is urging U.S. senators to support the Clarity Act ahead of a key procedural vote, emphasizing that the bill includes significant compromises after months of negotiation. Despite initial optimism following a revised versi...
XRP is trading around $1.42, showing signs of a potential breakout if it closes above $1.38, which could lead to a rally toward $1.60 and possibly $2.02. Technical analysts highlight key resistance near $1.74–$1.78 and support at $1.35–$1.36, with th...
