David Schwartz, Ripple's CTO Emeritus, acknowledged a fundamental mistake in early blockchain design: assuming all USD stablecoins would share the same currency code 'USD'. This miscalculation led to fragmented stablecoin payments, confusing users with multiple tokens like USDT and USDC. Schwartz suggests reforming payment systems by separating global asset identifiers from user-defined trust settings, allowing users to decide which stablecoin they accept as 'real' USD. Until wallets improve to link issuers with currency codes flexibly, stablecoin payments will remain complex and inconvenient for mainstream users.
Tether USDT holds a market cap of Rp3.242,33 trillion on Pluang as of Sep 15, 2026 16:02 WIB, showing a modest 0.27% gain in the last day. Meanwhile, Ripple's XRP trades at Rp24.721 with a 1.11% increase and a market cap of Rp1.557,72 trillion. These figures highlight the significant presence of stablecoins and Ripple's token in the market, underscoring the relevance of discussions about stablecoin usability and payment system reforms.
Bitcoin's price increased by 1.37% to $84,186 as the total cryptocurrency market capitalization dropped 2.35% to $2.83 trillion. While Bitcoin gained, the broader market contracted, with trading volume at $58.32 billion. Other major cryptocurrencies ...
Bitcoin rebounded to nearly $84,000 after slipping earlier in the week, shrugging off $681 million in outflows from U.S.-listed spot bitcoin ETFs, the largest since June. The decline in oil prices, partly due to eased U.S. sanctions on Russian diesel...
Cryptocurrencies XRP, Zcash, Hyperliquid (HYPE), and Shiba Inu (SHIB) have declined from their late-September highs as of October 12, with prices approaching critical support levels. XRP dropped from about $1.66 to near $1.395, with support at $1.35 ...
Bitcoin's price increased by 0.71% to $83,643 while the overall cryptocurrency market capitalization fell by 2.96% to $2.81 trillion. Other major cryptocurrencies like Ether, XRP, BNB, Solana, and Dogecoin also saw modest gains. Bitcoin continues to ...
The XRP Ledger saw a rapid increase in AI-powered autonomous payments, rising from 1 million transactions in July to 13.49 million in October across 168 merchants. Despite this surge, the total value transferred remains low, indicating most transacti...
