David Schwartz, Ripple's CTO Emeritus, acknowledged a fundamental mistake in early blockchain design: assuming all USD stablecoins would share the same currency code 'USD'. This miscalculation led to fragmented stablecoin payments, confusing users with multiple tokens like USDT and USDC. Schwartz suggests reforming payment systems by separating global asset identifiers from user-defined trust settings, allowing users to decide which stablecoin they accept as 'real' USD. Until wallets improve to link issuers with currency codes flexibly, stablecoin payments will remain complex and inconvenient for mainstream users.
Tether USDT holds a market cap of Rp3.242,33 trillion on Pluang as of Sep 15, 2026 16:02 WIB, showing a modest 0.27% gain in the last day. Meanwhile, Ripple's XRP trades at Rp24.721 with a 1.11% increase and a market cap of Rp1.557,72 trillion. These figures highlight the significant presence of stablecoins and Ripple's token in the market, underscoring the relevance of discussions about stablecoin usability and payment system reforms.
On October 23, Ether was the only major cryptocurrency among five tracked to have a negative perpetual-futures funding rate, meaning short sellers pay long holders. Its rate was -0.0002% every eight hours, or -0.3% annualized. In contrast, XRP had th...
Crypto commentator Austin Hilton highlighted that limited liquidity and ongoing economic uncertainty are preventing crypto markets from sustaining a strong rally. While positive factors like Bitcoin strength, improved social sentiment, and clearer U....
XAO DAO has approved Proposal 66, which authorizes the planned deployment of 80% of its XRP treasury to Firelight. This governance decision sets Firelight as the primary recipient of the DAO's XRP reserve, although the actual transfer has not yet occ...
Bitcoin, Ether, and XRP all rebounded on Friday following a pullback that tested important chart support levels. Bitcoin found support near its 50-day, 100-day, and 200-day moving averages, with resistance around $85,000. Ether showed support near $2...
XRP has experienced a prolonged period of sideways trading, similar to the roughly two-year consolidation before its massive 62,000% rally during the 2017-2018 bull run. This historical pattern suggests that patience during market stagnation could le...
