What is USD Yield?

USD Yield is a program from Pluang where you will earn yield from your USD balance stored in the Pluang app. Pluang users who join this program will earn annual returns with the following details: 

• Pluang Plus members will earn 3.38% per year.
• Regular Pluang users will earn 0.63% per year.

Note:

The yield rate may change at any time depending on fluctuations in US interest rates. Read our Terms & Conditions. The current yield rate is effective as of December 26, 2025.

For example: On 1 January, 2025, you have $1,000.00 in your USD balance and as a regular Pluang user, you will get a yield of 0.63%, so in the following November you will get $6.30. However, please note that this calculation is an estimate and is subject to change, assuming that you do not make any deposits, transactions, or withdrawals throughout the year.

The yield you earn will be paid on the 5th of each subsequent month, and you can check the amount of yield you have earned in the USD Balance transaction history.