What is the minimum and maximum RDN withdrawal amount on Pluang?
The minimum RDN withdrawal amount on Pluang is IDR 10,000. There is no maximum withdrawal cap, but every withdrawal must leave at least Rp1 in the RDN — this applies to both BCA and Bank Jago RDN accounts. Pluang does not charge any withdrawal fee.
RDN withdrawal limits at a glance
| Amount | |
|---|---|
| Minimum withdrawal | IDR 10,000 |
| Maximum withdrawal | No cap — but each withdrawal must leave at least Rp1 in the RDN |
| Minimum remaining balance after withdrawal | Rp1 (applies to both BCA and Bank Jago) |
| Withdrawal fee | IDR 0 (free) |
What counts as "available" balance?
- Only settled funds can be withdrawn. Stock sale proceeds follow T+2 settlement — meaning funds from a sell order are available to withdraw 2 business days after the transaction date.
- Funds actively held for pending buy orders are not available until the order is cancelled or expires.
- Your RDN balance overview in the app will show your total balance and the settled amount available for withdrawal.
Related questions:
Q: Can I withdraw my full RDN balance?
Not entirely — every withdrawal must leave at least Rp1 in the RDN to prevent the account from going dormant. Your maximum withdrawal is your settled balance minus Rp1. Any portion still in T+2 settlement or held for pending orders also cannot be withdrawn.
Q: Is there a daily withdrawal limit?
No. Pluang does not impose a daily withdrawal limit. However, large transactions may be subject to reporting requirements under applicable regulations.
Q: How long does it take for the withdrawal to reach my bank?
Typically 1–3 business days from when the withdrawal is submitted.
Q: What is the fee for withdrawing from the RDN?
No fee. Pluang does not charge any withdrawal fee.