Upstart Holdings Inc vs Clear Secure Inc — how do they compare? Upstart Holdings Inc trades at $29.36 (market cap $2.76B), while Clear Secure Inc trades at $57.03 (market cap $5.76B). The key difference: Clear Secure Inc is far larger — about 2.1× Upstart Holdings Inc's market cap, and Clear Secure Inc pays a 1.05% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| UPST | YOU | |
|---|---|---|
Market Cap | $2.76B | $5.76B |
Sector | Financials | Technology |
52-Week High | $84.13 | $62.36 |
52-Week Low | $24.22 | $28.84 |
Enterprise Value | — | $5.07B |
Dividend Yield | — | 1.05% |
Signals from Pluang's Aura AI — not financial advice
Upstart Holdings (UPST) trades at $29.27, down 0.81% on the day, with a bearish technical signal but improving fundamentals. The company reported a net income of $53.60 million in 2025, marking a significant turnaround from prior losses. Recent news highlights AI-driven lending growth and a $600 million funding deal with Neuberger Berman, though quarterly earnings have been mixed with a recent miss in Q1 2026.
The stock presents a high-risk, high-reward opportunity, supported by analyst consensus targets near $42.00 but challenged by volatile cash flows and rising debt. Key risks include execution on new loan products and macroeconomic sensitivity, while institutional sentiment remains divided with a 45% buy rating. Near-term direction hinges on Q2 2026 results due August 4, 2026.
No Aura AI signal available yet.
Trailing returns across standard periods
Latest headlines on both assets
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →Clear Secure operates a secure identity platform that uses biometrics—specifically eyes, face, and fingerprints—to automate and expedite identity verification. While its most visible application is the CLEAR Plus airport subscription service, the company functions as a broad-based identity layer for travel, healthcare, and digital services, aiming to replace physical IDs with a secure, biometric link.
Read more on YOU →