Upstart Holdings Inc vs Clear Secure Inc — how do they compare? Upstart Holdings Inc trades at $30.01 (market cap $2.94B), while Clear Secure Inc trades at $48 (market cap $5.28B). The key difference: Clear Secure Inc is the larger of the two by market cap, and Clear Secure Inc pays a 1.12% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| UPST | YOU | |
|---|---|---|
Market Cap | $2.94B | $5.28B |
Sector | Financials | Technology |
52-Week High | $73.76 | $62.36 |
52-Week Low | $24.22 | $29.61 |
Enterprise Value | — | $4.43B |
Dividend Yield | — | 1.12% |
Signals from Pluang's Aura AI — not financial advice
No Aura AI signal available yet.
Clear Secure (YOU) trades at $51.29, down 3.26% in 24 hours, with a bearish technical signal but strong fundamentals including 66.66% gross margins and 90.29% ROE. Recent Q2 2026 earnings beat estimates with EPS of $0.49 versus $0.40 expected, driven by double-digit revenue growth and record free cash flow. The company launched corporate memberships to expand its identity platform, enhancing business travel offerings.
Outlook is mixed: robust profitability and growth initiatives support upside, but high valuation (P/E 34.6) and technical weakness near support at $50 pose risks. Analyst consensus is balanced with 44% buy ratings, yet insider selling and competitive pressures require caution for near-term volatility.
Trailing returns across standard periods
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →Clear Secure operates a secure identity platform that uses biometrics—specifically eyes, face, and fingerprints—to automate and expedite identity verification. While its most visible application is the CLEAR Plus airport subscription service, the company functions as a broad-based identity layer for travel, healthcare, and digital services, aiming to replace physical IDs with a secure, biometric link.
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