Upstart Holdings Inc vs YieldMax Universe Fund of Option Income ETFs — how do they compare? Upstart Holdings Inc trades at $28.99 (market cap $2.91B), while YieldMax Universe Fund of Option Income ETFs trades at $7.63. Which is the better fit depends on your goals.
| UPST | YMAX | |
|---|---|---|
Market Cap | $2.91B | — |
Sector | Financials | Income / Options Overlay |
52-Week High | $73.76 | $13.26 |
52-Week Low | $24.22 | $7.27 |
Signals from Pluang's Aura AI — not financial advice
Upstart Holdings trades at $30.21, down 2.83% on the day, with a bullish technical signal supported by moving averages despite recent earnings misses. The company achieved a significant turnaround with $53.6M net income in 2025 after years of losses, driven by 42% revenue growth in Q2 2026. Analyst consensus remains positive with a $47.20 price target, though debt levels have risen to 61.48% of assets.
The outlook balances strong AI-driven loan growth against execution risks and high valuation. Near-term catalysts include the upcoming bank launch and sustained origination growth, while macroeconomic sensitivity and competitive pressures present ongoing challenges for the lending platform.
No Aura AI signal available yet.
Trailing returns across standard periods
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →YMAX is an actively managed 'fund of funds' that provides equal-weighted exposure to the full suite of YieldMax option income ETFs. It is designed to generate high current income by aggregating the premiums from various single-stock and thematic covered call strategies, offering a diversified approach to high-yield option investing.
Read more on YMAX →