Upstart Holdings Inc vs YieldMax Magnificent 7 Fund of Option Income ETFs — how do they compare? Upstart Holdings Inc trades at $24.23 (market cap $2.35B), while YieldMax Magnificent 7 Fund of Option Income ETFs trades at $11.41 (market cap $296.92M). The key difference: Upstart Holdings Inc is far larger — about 7.9× YieldMax Magnificent 7 Fund of Option Income ETFs's market cap, and Upstart Holdings Inc is more actively traded (4,203,337 versus 1,023,545). Which is the better fit depends on your goals — on Pluang, investors hold Upstart Holdings Inc for 39 Days and YieldMax Magnificent 7 Fund of Option Income ETFs for 62 Days on average.
| UPST | YMAG | |
|---|---|---|
Market Cap | $2.35B | $296.92M |
Volume | 4,203,337 | 1,023,545 |
Sector | Financials | Income / Options Overlay |
52-Week High | $52.74 | $15.68 |
52-Week Low | $22.81 | $10.76 |
Typical Hold Time | 39 Days | 62 Days |
Enterprise Value | $3.88B | — |
Signals from Pluang's Aura AI — not financial advice
Upstart Holdings (UPST) trades at $24.02, up 0.67% with mixed technical signals showing bearish momentum but neutral oscillators. The company reported revenue growth to $1.02B in 2025 with a return to profitability ($53.6M net income), though recent quarters show earnings misses. Analyst sentiment is divided with a $39.50 consensus target, while recent news highlights partnership expansions and sector volatility affecting consumer lending stocks.
The outlook balances AI-driven lending growth against credit market risks and earnings volatility. Investment opportunity lies in valuation upside if execution improves, but risks include debt levels rising to 61.48% of assets and consistent earnings underperformance. The stock's proximity to recent lows suggests cautious investor sentiment amid sector headwinds.
YMAG trades at $11.49, down 0.69% with a bullish technical signal supported by moving averages. The ETF maintains consistent weekly dividend distributions, though key valuation ratios remain unavailable. Recent news highlights ongoing distribution announcements and trading activity, with the stock showing moderate volatility within a tight $11-12 range.
The outlook remains cautiously optimistic given the bullish technical setup and income generation through dividends. However, risks include NAV stability concerns during earnings periods and dependency on underlying option strategies. Investors should weigh the high distribution yield against potential capital volatility in market downturns.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →YMAG is an actively managed 'fund of funds' that provides equal-weighted exposure to the seven YieldMax ETFs tracking the 'Magnificent 7' tech giants (Apple, Microsoft, Alphabet, Amazon, Nvidia, Meta, and Tesla). It seeks to generate high current income by harvesting option premiums across these leaders, offering a streamlined way to access concentrated tech volatility in an income-producing format.
Read more on YMAG →