Upstart Holdings Inc vs Roundhill S&P 500 0DTE Covered Call Strategy ETF — how do they compare? Upstart Holdings Inc trades at $24.08 (market cap $2.35B), while Roundhill S&P 500 0DTE Covered Call Strategy ETF trades at $38.7 (market cap $330.98M). The key difference: Upstart Holdings Inc is far larger — about 7.1× Roundhill S&P 500 0DTE Covered Call Strategy ETF's market cap, and Roundhill S&P 500 0DTE Covered Call Strategy ETF is trading nearer its 52-week high, Upstart Holdings Inc nearer its low. Which is the better fit depends on your goals — on Pluang, investors hold Upstart Holdings Inc for 39 Days and Roundhill S&P 500 0DTE Covered Call Strategy ETF for 54 Days on average.
| UPST | XDTE | |
|---|---|---|
Market Cap | $2.35B | $330.98M |
Volume | 4,203,337 | 194,030 |
Sector | Financials | Income / Options Overlay |
52-Week High | $52.74 | $44.76 |
52-Week Low | $22.81 | $36.00 |
Typical Hold Time | 39 Days | 54 Days |
Enterprise Value | $3.88B | — |
Signals from Pluang's Aura AI — not financial advice
Upstart Holdings (UPST) trades at $24.10, showing modest daily gains but facing technical bearish signals. The company achieved profitability in 2025 with $1.02B revenue and $53.6M net income, though recent quarters show earnings misses. Analyst sentiment is mixed with a $39.50 price target, while technical indicators suggest near-term resistance at $25. Recent news highlights partnership expansions and securitization activity amid sector-wide pressure on consumer lending stocks.
UPST presents a turnaround story with improving fundamentals but faces execution risks in a challenging lending environment. The stock trades below analyst targets offering potential upside, though volatility remains high given recent earnings misses and competitive pressures. Key catalysts include AI lending platform adoption and credit market stability, while risks involve credit quality deterioration and macroeconomic headwinds affecting loan demand.
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Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →XDTE is an actively managed ETF that utilizes a synthetic covered call strategy on the S&P 500 Index using zero-days-to-expiration (0DTE) options. It seeks to provide high weekly income and overnight exposure to the index while mitigating some volatility through daily option premium harvesting.
Read more on XDTE →