Upstart Holdings Inc vs W.R. Berkley Corporation Common Stock — how do they compare? Upstart Holdings Inc trades at $22.4 (market cap $2.21B), while W.R. Berkley Corporation Common Stock trades at $74.74 (market cap $27.40B). The key difference: W.R. Berkley Corporation Common Stock is far larger — about 12.4× Upstart Holdings Inc's market cap, and W.R. Berkley Corporation Common Stock pays a 0.54% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold Upstart Holdings Inc for 39 Days and W.R. Berkley Corporation Common Stock for 0 Days on average.
| UPST | WRB | |
|---|---|---|
Market Cap | $2.21B | $27.40B |
Volume | 5,011,542 | 2,015,378 |
Sector | Financials | Financials |
52-Week High | $52.74 | $78.10 |
52-Week Low | $22.74 | $63.54 |
Typical Hold Time | 39 Days | 0 Days |
Enterprise Value | $3.78B | $27.64B |
Dividend Yield | — | 0.54% |
Signals from Pluang's Aura AI — not financial advice
UPST trades at $23.83, up 0.34% on the day but remains in a bearish technical trend. The company achieved profitability in 2025 with $1.02B revenue and $53.6M net income, though recent quarters show earnings misses. Analyst consensus is mixed with a $38.13 price target, while technical indicators signal caution with bearish moving averages and neutral oscillators.
The outlook balances AI-driven lending growth potential against execution risks and volatile cash flows. Key opportunities include expanding partnerships and securitization deals, while risks involve credit market sensitivity and rising debt levels. The stock trades at a premium valuation despite recent operational challenges.
No Aura AI signal available yet.
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Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →W.R. Berkley Corporation is an insurance holding company that underwrites commercial property and casualty insurance and reinsurance through its Insurance and Reinsurance & Monoline Excess segments.
Read more on WRB →