Upstart Holdings Inc vs Vanguard S&P 500 Growth Index Fund ETF — how do they compare? Upstart Holdings Inc trades at $26.07 (market cap $2.52B), while Vanguard S&P 500 Growth Index Fund ETF trades at $83.64. The key difference: Vanguard S&P 500 Growth Index Fund ETF is trading nearer its 52-week high, Upstart Holdings Inc nearer its low. Which is the better fit depends on your goals.
| UPST | VOOG | |
|---|---|---|
Market Cap | $2.52B | — |
Sector | Financials | Broad Market / Factor |
52-Week High | $68.11 | $85.69 |
52-Week Low | $24.22 | $65.32 |
Signals from Pluang's Aura AI — not financial advice
Upstart Holdings (UPST) trades at $26.98, down 3.81% on the day, reflecting recent bearish momentum amid mixed earnings performance. The stock shows oversold technical signals with an RSI of 18.98, while fundamentals highlight a return to profitability in 2025 with net income of $53.60M on $1.02B revenue. Recent news indicates strategic refocus on personal loans and AI-driven lending growth, though cash flow volatility and high debt levels pose concerns. Analyst consensus remains divided with a $45.00 price target suggesting significant upside potential from current levels.
The outlook for UPST hinges on execution in AI-powered lending expansion and margin improvement, with risks including consumer credit stress and competitive pressures. Institutional sentiment is cautiously optimistic, but investors should monitor debt management and quarterly earnings consistency for sustained recovery.
VOOG, the Vanguard S&P 500 Growth ETF, trades at $84.08, down 0.5% today, with a bullish technical signal from moving averages and neutral oscillators. Recent news highlights its strong long-term performance, including over 400% total returns in the past decade, and institutional buying interest, such as Apella Capital increasing its stake by 463.2% in Q2 2026 (SEC filing, August 7, 2026). The ETF focuses on large-cap growth stocks, offering low-cost exposure to leading U.S. companies.
The outlook for VOOG remains positive, driven by its growth-oriented portfolio and cost efficiency, but risks include tech sector concentration and market volatility. Analyst sentiment is optimistic, with media touting it as a long-term buy, though investors should monitor broader economic conditions that could impact growth stocks.
Trailing returns across standard periods
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →VOOG is an index-based ETF that tracks the S&P 500 Growth Index, composed of the growth-oriented companies within the S&P 500. It selects constituents based on three key metrics—sales growth, the ratio of earnings change to price, and momentum—offering a highly liquid and low-cost way to capture the high-performing 'growth slice' of the broader U.S. large-cap market.
Read more on VOOG →