Upstart Holdings Inc vs Valley National Bancorp Common Stock — how do they compare? Upstart Holdings Inc trades at $24.1 (market cap $2.35B), while Valley National Bancorp Common Stock trades at $12.67 (market cap $7.05B). The key difference: Valley National Bancorp Common Stock is far larger — about 3× Upstart Holdings Inc's market cap, and Valley National Bancorp Common Stock pays a 3.45% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold Upstart Holdings Inc for 39 Days and Valley National Bancorp Common Stock for 1 Days on average.
| UPST | VLY | |
|---|---|---|
Market Cap | $2.35B | $7.05B |
Volume | 4,203,337 | 7,669,925 |
Sector | Financials | Financials |
52-Week High | $52.74 | $15.19 |
52-Week Low | $22.81 | $9.72 |
Typical Hold Time | 39 Days | 1 Days |
Enterprise Value | $3.88B | $9.55B |
Dividend Yield | — | 3.45% |
Signals from Pluang's Aura AI — not financial advice
Upstart Holdings trades at $24.24, up 0.9% with a bearish technical signal despite recent earnings misses. The company achieved profitability in 2025 with $1.02B revenue and $53.6M net income, though cash flow from operations remains negative at -$147.7M. Recent news highlights partnership expansions into HELOC and auto lending while the stock faces pressure from broader consumer lending sector weakness.
Upstart's AI lending platform shows revenue growth potential but faces execution risks amid volatile credit markets. Analyst consensus targets $39.50 (63% upside) with mixed ratings, while high P/E of 46.5 suggests premium valuation. The key risk remains the company's loan syndication model during economic downturns.
No Aura AI signal available yet.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
No sentiment data available yet.
Latest headlines on both assets
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →Valley National Bancorp is a financial holding company whose main subsidiary is Valley National Bank. It provides commercial, retail, trust, and investment services across several U.S. states.
Read more on VLY →