Unum Group Common Stock vs Upstart Holdings Inc — how do they compare? Unum Group Common Stock trades at $91.42 (market cap $14.57B), while Upstart Holdings Inc trades at $22.6 (market cap $2.32B). The key difference: Unum Group Common Stock is far larger — about 6.3× Upstart Holdings Inc's market cap, and Unum Group Common Stock pays a 2.19% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold Unum Group Common Stock for 0 Days and Upstart Holdings Inc for 39 Days on average.
| UNM | UPST | |
|---|---|---|
Market Cap | $14.57B | $2.32B |
Volume | 1,461,588 | 3,123,987 |
Sector | Financials | Financials |
52-Week High | $96.57 | $52.74 |
52-Week Low | $70.66 | $22.74 |
Typical Hold Time | 0 Days | 39 Days |
Enterprise Value | $18.14B | $3.85B |
Dividend Yield | 2.19% | — |
Signals from Pluang's Aura AI — not financial advice
Unum Group (UNM) trades at $92.05, down 0.5% with neutral technical signals. The stock shows mixed earnings performance with Q1 2026 beating estimates but Q4 2025 and Q2 2026 missing expectations. Analyst consensus is positive with 50% buy ratings and a $101 price target representing 9.7% upside. The company maintains stable profitability with 5.31% net margin and recently announced a $1 billion share repurchase program to enhance shareholder returns.
UNM presents a balanced investment case with strong institutional support and shareholder-friendly capital returns, though earnings consistency remains a concern. The stock trades at reasonable valuations (P/E 21.36, P/S 1.15) with potential upside to analyst targets. Key risks include premium growth sustainability and claims experience volatility in the insurance operations.
UPST trades at $22.74, down 4.25% on the day, with a bearish technical signal and recent earnings misses. Revenue grew to $1.02B in 2025, turning profitable with $53.60M net income, but cash flow from operations remains negative. The stock is trading well below the consensus price target of $38.13, with analysts divided between Buy and Hold ratings.
The outlook is mixed: strong revenue growth and profitability improvements offer upside potential, but persistent cash burn, high debt levels, and sensitivity to credit markets pose significant risks. Investor sentiment is cautious amid recent price declines and sector-wide pressures.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Unum Group provides workplace benefits, including disability, life, accident, critical illness, dental, and vision insurance, along with leave management services. It serves employers through its Unum US, Unum International, and Colonial Life segments, distributing coverage via brokers and independent agents.
Read more on UNM →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →