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Compare UnitedHealth Group Inc (UNH) vs Upstart Holdings Inc (UPST) Price & Performance

UnitedHealth Group IncTrade
Upstart Holdings IncTrade

Price performance (Past 24H)

Key statistics

UnitedHealth Group Inc vs Upstart Holdings Inc — how do they compare? UnitedHealth Group Inc trades at $379.68 (market cap $332.96B), while Upstart Holdings Inc trades at $24.03 (market cap $2.35B). The key difference: UnitedHealth Group Inc is far larger — about 141.7× Upstart Holdings Inc's market cap, and UnitedHealth Group Inc pays a 2.5% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold UnitedHealth Group Inc for 97 Days and Upstart Holdings Inc for 39 Days on average.

UNHUPST
Market Cap
$332.96B$2.35B
Volume
7,273,7494,203,337
Sector
HealthFinancials
52-Week High
$436.35$52.74
52-Week Low
$259.02$22.81
Typical Hold Time
97 Days39 Days
Enterprise Value
$374.82B$3.88B
Dividend Yield
2.5%—

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

UnitedHealth Group Inc

UnitedHealth Group (UNH) trades at $375.98, showing minor daily weakness but maintaining a bullish technical signal. The company reported strong Q2 2026 earnings, beating estimates, and reaffirmed its full-year outlook. Revenue growth remains robust, though net margins have compressed from prior years. Analyst sentiment is overwhelmingly positive, with a consensus price target of $473.89 implying significant upside.

The outlook for UNH is favorable, driven by earnings momentum and strategic initiatives like AI investment. Key risks include regulatory pressures and medical cost trends. The stock presents a compelling opportunity for investors seeking exposure to a leading healthcare company with solid fundamentals and Wall Street support.

Upstart Holdings Inc

Upstart Holdings trades at $24.24, up 0.9% with a bearish technical signal despite recent earnings misses. The company achieved profitability in 2025 with $1.02B revenue and $53.6M net income, though cash flow from operations remains negative at -$147.7M. Recent news highlights partnership expansions into HELOC and auto lending while the stock faces pressure from broader consumer lending sector weakness.

Upstart's AI lending platform shows revenue growth potential but faces execution risks amid volatile credit markets. Analyst consensus targets $39.50 (63% upside) with mixed ratings, while high P/E of 46.5 suggests premium valuation. The key risk remains the company's loan syndication model during economic downturns.

Returns comparison

Trailing returns across standard periods

Investor sentiment on Pluang

What Pluang investors did over the last 30 days

UNH
71% Buy29% Sell
Avg holding period · 97 Days
UPST
73% Buy27% Sell
Avg holding period · 39 Days

Top news

Latest headlines on both assets

About UnitedHealth Group Inc

UnitedHealth Group is one of the largest private health insurers, providing medical benefits to 50 million members globally, including 5 million outside the U.S. at the end of 2021. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in managed care. Along with its insurance assets, UnitedHealth's continued investments in its Optum franchises have created a healthcare services colossus that spans everything from medical and pharmaceutical benefits to providing outpatient care and analytics to both affiliated and third-party customers.

Read more on UNH →

About Upstart Holdings Inc

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.

Read more on UPST →