Compare Twilio Inc (TWLO) vs US Bancorp (USB) Price & Performance
Price performance (Past 24H)
Key statistics
Key statistics
Twilio Inc vs US Bancorp — how do they compare? Twilio Inc trades at $227.24 (market cap $34.89B), while US Bancorp trades at $62 (market cap $96.77B). The key difference: US Bancorp is far larger — about 2.8× Twilio Inc's market cap, and US Bancorp pays a 3.48% dividend while Twilio Inc pays none. Which is the better fit depends on your goals.
| TWLO | USB | |
|---|---|---|
Market Cap | $34.89B | $96.77B |
Sector | Technology | Financials |
52-Week High | $255.95 | $65.42 |
52-Week Low | $100.09 | $45.28 |
Enterprise Value | $33.30B | — |
Dividend Yield | — | 3.48% |
Aura AI Summary
Signals from Pluang's Aura AI — not financial advice
Aura AI Summary
Signals from Pluang's Aura AI — not financial advice
Twilio (TWLO) trades at $225.89, down 3.04% on the day, showing strong fundamental momentum with three consecutive quarterly earnings beats and accelerating revenue growth from $3.8B in 2022 to $5.1B in 2025. The company has achieved profitability with net income turning positive at $33.83M in 2025 after years of losses, while technical indicators show neutral signals with support at $222 and resistance at $230.
TWLO presents a compelling growth story with 76.9% analyst buy ratings and a $267.25 consensus price target representing 18% upside. Key risks include premium valuation metrics (P/E 31.2, EV/EBITDA 66.3) and potential execution challenges in the competitive communications software space, though AI-driven product expansion provides growth catalysts.
U.S. Bancorp (USB) trades at $62.49, down 1.39% today, with a bearish technical signal from moving averages but neutral oscillators. The stock shows strong fundamentals, with Q2 2026 EPS beating expectations at $1.35 and a net income margin of 27.61% in 2025. Recent news highlights the launch of a stablecoin pilot and business banking expansion, supporting growth prospects amid analyst consensus favoring a buy rating.
Outlook remains positive with a consensus price target of $70.27, implying 12% upside, driven by earnings momentum and strategic initiatives. Risks include volatile cash flows and rising debt-to-asset ratios, but institutional buying and dividend stability offer support for long-term investors seeking value in regional banking.
Returns comparison
Trailing returns across standard periods
Returns comparison
Trailing returns across standard periods
About Twilio Inc
Twilio Inc. is a cloud-based communication platform-as-a-service company offering communication building blocks that allow for a fully customized customer engagement experience spanning voice, video, chat, and SMS messaging. It does this through various application programming interfaces, or APIs, and prebuilt solution applications aimed at improving customer engagement. The company leverages its Super Network, a global network of carrier relationships, to facilitate high-speed, cost-effective communication.
Read more on TWLO →About US Bancorp
As a diversified financial-services provider, U.S. Bancorp is one of the nation's largest regional banks, with branches in well over 20 states, primarily in the Western and Midwestern United States. The bank offers many services, including retail banking, commercial banking, trust and wealth services, credit cards, mortgages, and other payments capabilities.
Read more on USB →
