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Compare Toronto-Dominion Bank (TD) vs Consumer Discretionary Select Sector SPDR Fund (XLY) Price & Performance

Toronto-Dominion BankTrade
Consumer Discretionary Select Sector SPDR FundTrade

Price performance (Past 24H)

Key statistics

Toronto-Dominion Bank vs Consumer Discretionary Select Sector SPDR Fund — how do they compare? Toronto-Dominion Bank trades at $114.14 (market cap $185.79B), while Consumer Discretionary Select Sector SPDR Fund trades at $112 (market cap $21.89B). The key difference: Toronto-Dominion Bank is far larger — about 8.5× Consumer Discretionary Select Sector SPDR Fund's market cap, and Toronto-Dominion Bank pays a 2.84% dividend while Consumer Discretionary Select Sector SPDR Fund pays none. Which is the better fit depends on your goals — on Pluang, investors hold Toronto-Dominion Bank for 84 Days and Consumer Discretionary Select Sector SPDR Fund for 114 Days on average.

TDXLY
Market Cap
$185.79B$21.89B
Volume
3,263,8675,690,342
Sector
Financials—
52-Week High
$124.80$124.52
52-Week Low
$78.32$105.64
Typical Hold Time
84 Days114 Days
Enterprise Value
$559.06B—
Dividend Yield
2.84%—

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Toronto-Dominion Bank

TD stock trades at $113.87, down 3.65% on the day, with bearish technical signals but strong fundamental performance. The company reported three consecutive quarterly earnings beats, with Q2 2026 EPS of $1.98 exceeding expectations by 13.8%. Recent developments include a $10 billion share buyback program and a $108 billion commitment to Canadian infrastructure. Analyst consensus remains positive with 53% buy ratings and no sell recommendations.

TD presents a mixed investment case with strong profitability metrics (24.9% net margin, 13.6% ROE) offset by bearish technical indicators and volatile cash flow patterns. The stock's current valuation at 17.4x P/E appears reasonable given earnings growth, while the aggressive capital return program signals management confidence. Key risks include interest rate sensitivity and ongoing AML remediation efforts.

Consumer Discretionary Select Sector SPDR Fund

XLY trades at $111.36, down 0.35% on the day, with mixed technical signals showing a bullish overall trend but bearish moving averages. The ETF has underperformed the broader market in 2026, declining over 7% year-to-date while consumer staples have gained. Analyst consensus remains strongly bullish with 100% buy ratings, though recent news highlights persistent underperformance concerns and inflationary pressures on consumer discretionary spending.

The outlook for XLY hinges on consumer resilience amid inflation, with potential catalysts from holiday spending growth and 'funflation' trends. Key risks include continued underperformance versus the S&P 500, inflation pressure on household budgets, and concentration in top holdings. Technical support sits at $110 with resistance at $112-113, requiring a breakout for sustained momentum.

Returns comparison

Trailing returns across standard periods

Investor sentiment on Pluang

What Pluang investors did over the last 30 days

TD
100% Buy0% Sell
Avg holding period · 84 Days
XLY

No sentiment data available yet.

About Toronto-Dominion Bank

Toronto-Dominion is one of Canada's two largest banks and operates three business segments: Canadian retail banking, U.S. retail banking, and wholesale banking. The bank's U.S. operations span from Maine to Florida, with a strong presence in the Northeast. It also has a 13% ownership stake in Charles Schwab.

Read more on TD →

About Consumer Discretionary Select Sector SPDR Fund

In seeking to track the performance of the index, the fund employs a replication strategy. It generally invests substantially all, but at least 95%, of its total assets in the securities comprising the index. The index includes securities of companies from the following industries: retail; hotels, restaurants and leisure; textiles, apparel and luxury goods; household durables; automobiles; auto components; distributors; leisure products; and diversified consumer services. It is non-diversified.

Read more on XLY →