Toronto-Dominion Bank vs US Bancorp — how do they compare? Toronto-Dominion Bank trades at $114.14 (market cap $186.61B), while US Bancorp trades at $57.18 (market cap $87.52B). The key difference: Toronto-Dominion Bank is far larger — about 2.1× US Bancorp's market cap, and US Bancorp pays the higher dividend (3.85%). Which is the better fit depends on your goals — on Pluang, investors hold Toronto-Dominion Bank for 84 Days and US Bancorp for 97 Days on average.
| TD | USB | |
|---|---|---|
Market Cap | $186.61B | $87.52B |
Volume | 4,056,663 | 9,184,647 |
Sector | Financials | Financials |
52-Week High | $124.80 | $65.42 |
52-Week Low | $78.32 | $45.28 |
Typical Hold Time | 84 Days | 97 Days |
Enterprise Value | $559.39B | $117.01B |
Dividend Yield | 2.84% | 3.85% |
Signals from Pluang's Aura AI — not financial advice
TD stock trades at $114.04, down 3.5% today, with a bearish technical signal. Recent earnings have consistently beaten expectations, with Q2 2026 EPS of $1.98 versus $1.74 expected. The company announced a $10 billion share buyback program and is expanding its U.S. branch network. Revenue grew to $61.28 billion in 2025, with a net income margin of 24.88%.
The outlook is mixed: strong profitability and analyst buy ratings support upside, but bearish technicals and volatile cash flows pose risks. The stock's valuation appears reasonable with a P/E of 17.39. Key risks include execution of expansion plans and macroeconomic sensitivity.
U.S. Bancorp (USB) trades at $57.03, down 0.45% with bearish technical signals despite strong fundamentals. The stock shows consistent earnings beats with Q2 2026 EPS of $1.35 exceeding expectations by 5.5%. Revenue growth accelerated to $28.54B in 2025 with net income margin improving to 27.61%. Analyst consensus remains positive with 51% buy ratings and $69.94 price target representing 23% upside potential.
USB presents a value opportunity with attractive valuation multiples (P/E 11.21, P/B 1.44) and dividend yield of 3.8%. Near-term risks include technical weakness and regulatory uncertainties, but strong fee revenue growth and capital markets performance support the bullish fundamental case. The stock offers income appeal with sustainable dividend growth and clean loan portfolio positioning.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Toronto-Dominion is one of Canada's two largest banks and operates three business segments: Canadian retail banking, U.S. retail banking, and wholesale banking. The bank's U.S. operations span from Maine to Florida, with a strong presence in the Northeast. It also has a 13% ownership stake in Charles Schwab.
Read more on TD →As a diversified financial-services provider, U.S. Bancorp is one of the nation's largest regional banks, with branches in well over 20 states, primarily in the Western and Midwestern United States. The bank offers many services, including retail banking, commercial banking, trust and wealth services, credit cards, mortgages, and other payments capabilities.
Read more on USB →