Toronto-Dominion Bank vs Unum Group Common Stock — how do they compare? Toronto-Dominion Bank trades at $117.63 (market cap $191.91B), while Unum Group Common Stock trades at $91.42 (market cap $14.57B). The key difference: Toronto-Dominion Bank is far larger — about 13.2× Unum Group Common Stock's market cap, and Toronto-Dominion Bank pays the higher dividend (2.66%). Which is the better fit depends on your goals — on Pluang, investors hold Toronto-Dominion Bank for 85 Days and Unum Group Common Stock for 0 Days on average.
| TD | UNM | |
|---|---|---|
Market Cap | $191.91B | $14.57B |
Volume | 1,115,140 | 1,461,588 |
Sector | Financials | Financials |
52-Week High | $124.80 | $96.57 |
52-Week Low | $78.72 | $70.66 |
Typical Hold Time | 85 Days | 0 Days |
Enterprise Value | $568.32B | $18.14B |
Dividend Yield | 2.66% | 2.19% |
Signals from Pluang's Aura AI — not financial advice
TD (Toronto-Dominion Bank) trades at $117.63, up 0.98% today, with a bearish technical signal but strong fundamentals including a P/E of 18.01 and net income margin of 24.88%. Recent earnings have consistently beaten estimates, and the company announced a $10 billion share buyback program (Proactive Investors, 2026-09-30). Cash flow trends show volatility, with 2025 net cash flow at $1.08 billion. The stock faces headwinds from a high debt-to-asset ratio of 20.86 in 2025, though analyst consensus is bullish with 52.94% buy ratings.
The outlook for TD is mixed: solid profitability and shareholder returns via buybacks and dividends support upside, but technical weakness and elevated debt pose risks. Investors should weigh strong earnings momentum against macroeconomic sensitivity and regulatory scrutiny from ongoing anti-money laundering remediation. The stock's valuation appears reasonable relative to peers, but market sentiment remains cautious due to cash flow inconsistencies.
Unum Group (UNM) trades at $92.05, down 0.5% with neutral technical signals. The stock shows mixed earnings performance with Q1 2026 beating estimates but Q4 2025 and Q2 2026 missing expectations. Analyst consensus is positive with 50% buy ratings and a $101 price target representing 9.7% upside. The company maintains stable profitability with 5.31% net margin and recently announced a $1 billion share repurchase program to enhance shareholder returns.
UNM presents a balanced investment case with strong institutional support and shareholder-friendly capital returns, though earnings consistency remains a concern. The stock trades at reasonable valuations (P/E 21.36, P/S 1.15) with potential upside to analyst targets. Key risks include premium growth sustainability and claims experience volatility in the insurance operations.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Toronto-Dominion is one of Canada's two largest banks and operates three business segments: Canadian retail banking, U.S. retail banking, and wholesale banking. The bank's U.S. operations span from Maine to Florida, with a strong presence in the Northeast. It also has a 13% ownership stake in Charles Schwab.
Read more on TD →Unum Group provides workplace benefits, including disability, life, accident, critical illness, dental, and vision insurance, along with leave management services. It serves employers through its Unum US, Unum International, and Colonial Life segments, distributing coverage via brokers and independent agents.
Read more on UNM →