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Compare AT&T Inc. (T) vs Upstart Holdings Inc (UPST) Price & Performance

Upstart Holdings IncTrade

Price performance (Past 24H)

Key statistics

AT&T Inc. vs Upstart Holdings Inc — how do they compare? AT&T Inc. trades at $23.03 (market cap $167.68B), while Upstart Holdings Inc trades at $24.31 (market cap $2.34B). The key difference: AT&T Inc. is far larger — about 71.7× Upstart Holdings Inc's market cap, and AT&T Inc. pays a 4.54% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold AT&T Inc. for 118 Days and Upstart Holdings Inc for 39 Days on average.

TUPST
Market Cap
$167.68B$2.34B
Volume
27,788,8503,171,869
Sector
MediaFinancials
52-Week High
$29.10$52.74
52-Week Low
$20.49$22.81
Typical Hold Time
118 Days39 Days
Enterprise Value
$313.00B$3.87B
Dividend Yield
4.54%—

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

AT&T Inc.

AT&T (T) trades at $24.475, up 0.2% on the day, with a bearish technical signal but strong fundamentals including a low P/E of 8.08 and robust profitability. Recent earnings have consistently beaten estimates, and the company maintains a solid dividend. Cash flow improved significantly in 2025 to $15.12B net, while debt levels remain manageable. News highlights a $3B fiber deal with Corning and joint ventures to expand coverage.

The stock appears undervalued with a consensus price target of $27.61, offering a 13% upside. Key opportunities include fiber expansion and wireless growth, but risks involve intense competition, high debt, and potential dividend sustainability concerns. Analyst sentiment is mixed with 44% buy ratings, suggesting cautious optimism for long-term income investors.

Upstart Holdings Inc

UPST trades at $24.02, up 0.67% on the day, but remains in a bearish technical trend. The company reported revenue of $1.02B for 2025 with a net income of $53.60M, marking a return to profitability after prior losses. Recent earnings have missed expectations, and cash flow from operations turned negative in 2025. Analyst sentiment is mixed with a consensus price target of $39.50, but technical indicators and recent price action near support levels reflect ongoing investor caution.

The outlook for UPST hinges on its ability to sustain revenue growth and improve earnings consistency amid a challenging credit environment. Opportunities exist if AI-driven lending gains scale, but risks include volatile cash flows, high debt levels, and sensitivity to economic cycles. The stock's current valuation leaves room for upside if execution improves, but near-term pressure persists.

Returns comparison

Trailing returns across standard periods

Investor sentiment on Pluang

What Pluang investors did over the last 30 days

T
100% Buy0% Sell
Avg holding period · 118 Days
UPST
100% Buy0% Sell
Avg holding period · 39 Days

Top news

Latest headlines on both assets

About AT&T Inc.

AT&T Inc. is a communications holding company. The Company, through its subsidiaries and affiliates, provides local and long-distance phone service, wireless and data communications, Internet access and messaging, IP-based and satellite television, security services, telecommunications equipment, and directory advertising and publishing.

Read more on T →

About Upstart Holdings Inc

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.

Read more on UPST →